Acorns: Save & Invest Apk (Free For Android) – Updated Version

If you want to invest your spare change and make your money work for you, then you need to check out Acorns. Acorn is an app that rounds up your purchases to the nearest dollar and invests that spare change into a portfolio of ETFs.

You can download this apk by the link given below  and also we will go over everything you need to know about the app, how it works, and whether or not it is worth your time.

How Acorns Apk Works:

Acorns is an app that rounds up your purchases to the nearest dollar and invests that spare change into a portfolio of exchange-traded funds (ETFs). Once you have linked your credit or debit card to the app, it will track your spending and automatically invest the spare change from each purchase.

For example, if you spend $3.50 on coffee, Acorns will round up to $4.00 and invest $0.50 into your account. Over time, those small investments will add up and grow through compound interest. 

In addition to rounding up your purchases, you can also make manual investments into your account anytime. You can start with as little as $5.00, and no minimum balance is required to keep your account open. Acorns also offer Found Money, cash back from select brands deposited into your account. 

How Does Acorns Invest Your Money?

Acorns invest your money in a portfolio of ETFs based on your risk tolerance. There are five different portfolio options to choose from: Conservative, Moderately Conservative, Moderate, Moderately Aggressive, and Aggressive. Each portfolio is made up of a different mix of stocks and bonds.

For example, the Conservative portfolio has a higher percentage of bonds than the Moderately Aggressive portfolio. 

Once you have chosen a portfolio, Acorns will automatically reinvest your dividends and rebalance your portfolio as needed to keep it on track with your chosen risk tolerance. You can view all this information in the app to see how your money grows over time. 

Is Acorns Worth It?

Acorns are worth considering if you are looking for a simple way to invest your spare change and grow your money over time. The app makes it easy to get started with very little money and without having to worry about choosing individual investments yourself. However, some drawbacks are worth considering before signing up for an account. 

First, there is a monthly fee of $1.00 for balances under $5,000 (or 0.25% per year for balances over $5,000). This fee may not seem like much at first glance, but it can eat into your returns over time if you don’t have a lot of money invested in the first place. 

Another thing to consider is that Acorns only offers investment accounts; there are no options for savings accounts or other types of accounts like IRAs or 401(k)s. If you want to save for retirement or another goal with Acorns, you must open a separate account with another provider (and pay another set of fees). 


Overall, Acorns is a great way to invest your spare change and grow your money without worrying about choosing individual investments. However, there are some drawbacks worth considering before signing up for an account – namely the monthly fee and the lack of other account types beyond investment accounts – so be sure to weigh these factors carefully before making a decision.

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