Download Latest Version of Chime Apk [Mobile Banking in 2022]

5.134.0

Chime Apk is an American financial technology company, was founded in 2012. Chime provides fee-free mobile banking services in collaboration with leading banks like The Bancorp Bank and Stride Bank.
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4.6/5 Votes: 370,000
Version
5.134.0
Updated
August 15, 2022
Requirements
Android 6.0
Size
21 MB
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Google Play

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Description

Everybody works for money, but very few people know how to make money to work for them. It means that everyone is not educated in terms of finance. So, everybody should know about budgeting, spending, and savings. Chime is an online banking application designed to primarily cater to the instant need for money. Also, it offers key features to educate the user about finance.

Chime Apk is an American financial technology company, was founded in 2012. Chime provides fee-free mobile banking services in collaboration with leading banks like The Bancorp Bank and Stride Bank. Primarily, you can get advance cash of about $250 with a turnaround of a few minutes.

Key Features of Chime Apk:

In 24 hours, you can make up to 3 deposits on your Chime account. The daily deposit limit in terms of money is $1000. The monthly limit is $10000 for depositing.

Without paying any overdraft fee, you can get instant banking services. A chime is a go-to option for many people within the US. In the next section, we have discussed some key product features of Chime apk.

Type of Accounts:

To manage your money efficiently, Chime offers two kinds of bank accounts. One is a Chime Checking Account and the other is a Chime Savings Account. For Checking accounts, you do not have to pay a single penny. Also, there is not any minimum balance requirement. Here we have enlisted some of the key features of the Chime Checking Account:

  • Direct deposit 2 days before your payday
  • You can overdraft $200 with SpotMe.
  • Sending, Receiving, and Saving money.
  • Free access to a large network of ATMs
  • Disable transaction option in case of stolen or lost card
  • Free replacement of your debit card
  • Compatible with Apple Pay and Google Pay

With this account, you can overdraw up to $200 without paying any fee. To open this account, you do not need to have any prior record of credit.

Chime Savings Account:

You would be amazed to know that even its savings account is worth having because of its market competitive fee which is only 1% annually. There is no monthly fee for savings accounts. Also, there is not any requirement to hold a minimum balance to use that account.

Furthermore, there is no cap to get the maximum benefit out of it. In addition to that, For opening an account, there is no prerequisite of minimum deposit for normal banking. Saving an account is a great thing in saving your money. For example, if you pay some amount in cents, then the remaining cents will be saved in your account.

Chime Credit Building Card:

Most people like Chime due to this beneficial aspect. With Chime, you can build a clean and attractive credit profile. Chime offers a secured Chime Credit Builder Visa Credit Card for that. Surprisingly, this service is provided without any credit check. That is how it works.

You have to move money from your checking account to your credit builder account. After that, you have to make purchases using that credit account. To build a good credit history, you have to pay on time for all the purchases you have made. All three major credit bureaus collect your repayments history.

Above all, this credit-building feature is functional without any interest, annual fee, or upfront security deposit. The only thing you have to consider is that you must avail direct deposit of $200 before applying for the Credit Builder Card.

Instant Access to Account:

Chime is complete digital banking service. Accessing its service is very easy with the help of its handy mobile application. Also, its features are very much convenient. Its mobile app ratings are very high. You can get daily account balance notifications.

The card is acceptable to a large network of ATMs. Depositing a check to your account is an easy process. You can do it with your mobile app. Just enter the related information in the app, and your account will instantly be deposited with cash. Also, you can make a request in case your card is lost or stolen.

FAQs About Chime Apk:

Q1: What are the Pros and Cons of Chime APK?

Talking about Pros, Chime does have market competitive savings annual percentage yield (APY). Its savings tools are automated for helping users to improve their financial habits. Instant deposits before two days of actual payday. Large access to ATM network and credit building options without any fee.

As far as the cons are concerned, Chime does not have any branches for in-person service. Also, the mobile check deposit feature is only allowed if you are already signed up for a direct deposit.

Q2: Does Chime offer any fee?

Chime is an ideal online banking and instant cash delivery service that totally charge a hefty amount in terms of fees. You do not have to pay a minimum balance fee, monthly fee, maintenance fee, direct deposit fee, or any overdraft fee. The only fee it charges is a $2.50 ATM withdrawal fee which is understandable.

Q3: How to Download Chime on my Android Device?

In this article, you will see a downloadable link. Click on this link to download the apk file. Make sure that you have allowed the Installation from Unknown Sources in the Security Settings of your mobile device.

Complete the process and enjoy the Chime. Not only can you download this application on Android, but also iPhone is compatible with this file.

Q4: Can I withdraw $5000 at once with Chime?

The daily withdrawal limit for Chime’s prepaid card is $500. So, in one day this is not possible to withdraw $5000 from your account. Despite that, you can withdraw overloaded 15 days as the monthly limit is $10000 for Chime.

Final Words:

In this article, we have discussed some of the key features of Chime. Chime, as an instant cash finance app, is popular among users in the United States. It does not charge any kind of fee for its services. Not only can you create savings accounts, but also can build a positive credit history with its Credit Builder feature.

In the last section, we have answered some important questions related to its functionalities and downloading. If you have already used Chime or apps like Chime, then share your experience in the comment section. We will be pleased to know your valuable comments.

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Download Your App

1. Download APK file from the given link.
2. Allow the installation of applications from unknown sources in the settings (done once)
3. Run the installation using the file Manager (usually the downloaded files are placed in the Download folder)
4. Run the application

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